Insurance Disputes & Negotiations

Dealing with Insurance What constitutes a "personal injury"? Your neighbors' dog bit your son. Or you skidded on the black ice on your neighbors' walkway while delivering a gift-package. There are many forms of accidents that could cause you personal injury. Whichever the case, there are medical bills to be paid. However, if you have medical insurance, what happens when your insurance provider fails to deliver?

Who is a personal injury lawyer?

Personal injury lawyers provide legal representation to you when you have a claim against any individual, (including your neighbor) a company or even the government.

Tort Law: Most personal injury lawyers have experience in what is known as Tort Law, which includes those who have been injured physically or psychologically due to gross negligence on the part of the other person. Tort Law falls under that section in law which covers:

Financial and Civil suits: These deal with the damage to a person's home, buildings or any other property. Work injuries: These deal with injuries that you may receive while working and include automobile accident, faulty machinery, defective products; including suing your dentist or doctor or hospital for a medical mistake which has 'caused you grievous mental and physical harm'.

Personal injury lawyers and insurance companies

One of the biggest headaches faced by insured persons is when the insurance company fights to reduce the payout claim. This is especially true if you are unrepresented by a lawyer or a law firm. While they are those who advocate for self-representation, it is a good idea to hire legal advice, especially if it is a complicated and lengthy legal issue.

As with all matters requiring professional services, seek advice before hiring a lawyer. There is a network consisting of personal injury lawyers in Ottawa that is accessible through a simple online search, but you can also ask your co-workers, family or neighbors for references. Some of the factors you should consider are:
I. Reputation, experience and track record of the lawyer : Renowned lawyers are loved and respected by judges and have the enough experience to win cases.
II. Are they truthful and factual or are they selling you hype? Be sure to ask your lawyer as many questions as possible and receive satisfactory answers before hiring - they may be more knowledgeable than you in terms of law, but do not forget that they are answerable to you. Never walk out of your lawyers office with unanswered or unsatisfactory answers.
III. Timing: how long will the case proceed for? Ask for factual times and do not settle for vague estimates or ambiguous explanations. Will it take a year, a month or 6 months? Yes, the claim is yours, but the insurance company will do their level best to reduce it or lengthen the time period before you receive your payment check.

Whatever your claim may be, it will be worth your effort to search for and talk to a personal injury lawyer. Be sure to discuss your situation, time schedules, mental attitude and additional issues related to the case. It is worth noting that personal injury cases are different, and like medicine, you cannot receive an exact diagnosis online, so after locating your ideal attorney arrange for a one on one meeting for preliminary discussions.

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Customer Testimonials

Simply Amazing. I got a cheque for more than $400,000 dollars!

Cherry - Ottawa


This has got to be the best team of personal injury lawyers in Ottawa. They got my insurance company to pay my bills so fast I had not even yet made it out of the hospital

Marook


I got compensation of One million dollar! Need I say more?

Taher


The settlement was so fast. I was surprised to receive my money in less than 3 weeks. Thanks to everyone.

Mahaveer

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